I once found myself with a homeless man on the trunk of my car,apparently trying to get my attention because I didn’t “look at him”. I was stopped at a red light at an intersection when I noticed him on the corner by a Jack-In-the-Box restaurant.  I saw him, then glanced the other way, waiting for the light to turn green.  Suddenly, I heard a thud coming from my trunk and felt the back of my car drop. There, lounging on my car, was the homeless man – oblivious to the honks surrounding him.  I ran out to get an explanation and persuade him to get off, and he says to me, “Oh, now you notice me.”  Lesson number one:  Don’t ignore the homeless.

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First of all I am an amateur writer, however I’m broke just like all the other bloggers and desperate to find extra cash. So please don’t kick my blog to the curb.

My experience involves banking. As much as I try to manage my funds I can never come out ahead.  Try balancing my checkbook.  Miss something, overdraft.  Then the banks go and change up midstream telling you that they don’t care if you have money in your account or not every purchase will go through.

So I monitor my account online. My account gets severely overdrawn.  I call cust service they tell me that they rearrange your purchases according to amount, largest to smallest.  So I make about six small purchases.  My account has $800 dollars in it.  I make a purchase didn’t check my account rushing make a $758 purchase and 2 small purchase about $21 and $14.  They overdraft.  I check my account and see last 2 overdrafted. The next day I’m -$325 in the red.

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Get a Lawyer When Making a Will

A will is a document that you use to outline what you would like done with your property after you die.  If you own any sort of property, you need to make a will, even if you are young or do not own much.  This may seem like a daunting task, but there are plenty of resources and tips you can use to make your will.

Making Your Will – Get a Lawyer

Making a will requires the help of a lawyer, but it is beneficial to have things figured out before you visit the lawyer.  The first step before meeting with your lawyer is to review your assets and determine what you have and what needs to be distributed.  You should look at your bank records and any retirement accounts you might have.  You should also make a list of investments, property and other valuable items.  This information will help you to compile a list of your assets. Read the rest of this entry

People who understand online marketing know that it can be a great revenue source if you are willing to put their shoulders to the wheel and work. It can also make a big difference if you can also integrate your passion. In my case, that means I use my writing expertise to generate income.

One of the ways I make money writing is pretty simple to replicate, once you get the hang of it. I make money with Hub Pages. In case you do not know what that is, HubPages is a community blogging platform that allows you to earn ad revenue from your content. Each hub (AKA web page) is configured to yield five different kinds of earnings: Google AdSense ads, Kontera ads, eBay links, Amazon links and links to affiliate programs. As the content’s creator, 60 percent of the page views that generate revenue go to you. HubPages gets the other forty percent. The exceptions to this rule, though, are affiliate programs, because all the earnings resulting from clicks on affiliate links belongs to the authors. It takes a while to learn how to create good, money-making hubs but the revenue potential is worth it.

One of the affiliate programs I link to on my hubs is TweetAdder, which is automated Twitter marketing. It once was unfashionable in the Internet marketing inner circle to use Twitter, but I suspect that will change because of in the way Google sees Twitter. Twitter tweets are indexed now by Google, which causes them to appear in search rankings. They’re susceptible to freshness, but they can help you get a hot topic ranked in Google very quickly if you have decent PageRank on your Twitter page. Even more significant is Google’s new social program that people can opt into: by listing all your blogs and social media affiliations in your Google profile, your links will be shown on page one of the Google search results when someone in your online social circle does a search for a keyword that you have optimized for on your blogs and sites. It is still a new program, but it could potentially make business networking sites an accepted form of traffic generation.

I take advantage of these gifts from Google by using TweetAdder to post tweets to Twitter all day long. To stoke the automated software with tweets, I just upload a text document with hundreds of short posts in it that have bit.ly links to my pages. They are then posted at whatever rate I set it at. It also allows me to generate more Twitter followers, if I choose to add more, and perform other tasks, such as sending direct messages to welcome new followers, unfollowing followers and other essential tasks. I really enjoy TweetAdder, because not only does it help me have an active account on Twitter with only a few moments of effort each day, but it also garners affiliate revenue whenever someone clicks through from my TweetAdder review and purchases it. It is wonderful when you can generate income off a product you use and like.